Should You Buy Now or Wait? Understanding the Lakewood Market in 2026

Should You Buy Now or Wait? Understanding the Lakewood Market in 2026

The Lakewood real estate market in 2025 is steady, diverse, and full of opportunity for those who understand how to navigate it strategically. Buyers and sellers alike are weighing whether to act now or wait for potential interest rate drops. Thomsen Real Estate, a leading Denver-area team, helps clients make confident, data-informed decisions rather than emotional ones.

Interest Rates and Opportunity Costs

Mortgage rates have captured national attention. Yet focusing solely on rates can distract from larger financial outcomes. While waiting for lower rates may seem logical, rising home values and lost time in the market often offset small differences in borrowing costs. Historically, Lakewood homes have appreciated 4–6% annually over the last decade, even amid rate fluctuations.

Market Trends in 2025

According to the Denver Metro Association of Realtors, active inventory in Lakewood has increased modestly year-over-year, giving buyers slightly more options. Still, demand remains strong for well-priced homes in established neighborhoods near parks and light rail. Sellers continue to see healthy offers, especially for updated homes under $800,000.

What Buyers Should Consider

Timing a purchase depends more on your personal goals than market headlines. Buyers planning to stay for five or more years benefit most from appreciation and equity growth. Locking in ownership—even at a higher rate—can protect you from inflation while offering a chance to refinance when conditions improve.

What Sellers Should Watch

For homeowners considering selling, 2025 still presents a strong window. Inventory is increasing but remains below historical averages. Move-in-ready homes continue to sell quickly, particularly those priced between $600,000 and $900,000. Strategic improvements before listing, such as curb appeal or kitchen updates, can boost returns significantly.

Expert Insight from Thomsen Real Estate

At Thomsen Real Estate, we analyze both macroeconomic data and micro-level Lakewood trends to guide clients through the decision process. Whether you’re a buyer or seller, understanding rate dynamics, price performance, and timing ensures long-term confidence.

FAQs

Q: Will Lakewood home prices drop in 2025?
Analysts forecast steady or modest appreciation due to balanced supply and demand.

Q: Should I wait for mortgage rates to fall?
Rates may fluctuate, but waiting often costs buyers equity growth. Refinancing later remains an option.

Q: Is Lakewood a stable long-term investment?
Yes. Lakewood’s consistent demand, location, and limited new construction make it one of Denver’s most resilient submarkets.

Schedule a consultation with Sarah Thomsen to discuss your timing and goals in the 2025 Lakewood market.